The idea of Insurance has been around since human society realized the need to help each other when disaster struck. As the world became more involved in financial matters instead of common trade for traded goods, insurance policies became a standard of doing business. In our modern world, there are many types of policies, each serves it own purpose, and has its own exclusions. While some are only good for a specific event or function others are in force for an extended period of time. Similar to finance loans they serve a specific function.
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